When Gary Lebbin turns 100 years old in September, hanging over any celebration will be one very costly fact: His life insurer aims to cancel two policies totaling $3.2 million in death benefits.
Canadian employers are generally familiar with dealing with employees with disabilities from the outset of a condition through to accommodation and helping them return to work successfully. But what happens to health and dental benefits when it’s not possible for an employee to return to work?
On December 4, 2016, I officially became a statistic. At age 39, I had a heart attack. How was this possible? I don’t fit the risk profile: I don’t smoke, I eat carefully, I’m not overweight, I rarely drink, there’s no family history, I go to the gym twice a week, I walk my kids to school nearly every day, and my Fitbit says I take 90,000 steps a week on average.