The challenges of terminating benefits for employees on disability

Canadian employers are generally familiar with dealing with employees with disabilities from the outset of a condition through to accommodation and helping them return to work successfully. But what happens to health and dental benefits when it’s not possible for an employee to return to work?

Critical Illness Insurance – A Testimonial

On December 4, 2016, I officially became a statistic. At age 39, I had a heart attack. How was this possible? I don’t fit the risk profile: I don’t smoke, I eat carefully, I’m not overweight, I rarely drink, there’s no family history, I go to the gym twice a week, I walk my kids to school nearly every day, and my Fitbit says I take 90,000 steps a week on average.