I came across this article on your credit rating that I found interesting and hope you do also.
Try getting your own credit rating; you might be surprised! Send this to your children and it will help them understand what credit is really about. I hope you are all doing well and we look forward to our next meeting.
All the best,
A Score That Truly Matters
From The Institute for Advanced Financial Education: Comment, Edition 273-2012
Credit is a precious privilege that allows individuals to expand their purchasing power; yet, as an intangible, few think about it on any regular basis. Without credit, purchasers rely completely on cash flow so the ability to accumulate assets is limited to an individual’s ability to save.With credit, the ability to purchase a home or car becomes more achievable in a shorter period of time.