Health insurance benefits provided by your government will only cover basic mdical needs, like a trip to the doctor or hospital. You’ll have to pay for prescription drugs, dental care, and vision care on your own. If you are not covered by a group health plan or not satisfied with the health coverage you have today, a personal health and dental plan may be the answer.
Government reassessment of health care funding is putting more emphasis for health care spending on the individual. Varying provincial health plan coverage reductions for prescription drugs and specialized health care, coupled with shorter hospital stays and more care required outside the hospital all mean one thing: you pay more.
None of us likes to think about the possibility of becoming ill. But, if an accident or illness were to happen it could cost you and your family your entire savings. Supplemental health insurance provides peace-of-mind in the event that a serious accident or illness may occur.
Every year you could pay thousands in unexpected medical and dental expenses if you don’t have a health care plan. Although the dental, drug, and vision components of a health care plan are typically the most used benefits, the long-term value lies in the comfort of knowing that you don’t have to worry about the uncertainties that come from relying entirely on our government health care system.